- Parties: The applicant was Caisse Desjardins du Sud-Ouest de Montréal. The respondents were Wafaa Ballout and Akef Jaafar. 

- Subject Matter: The applicant filed on Sept. 25, 2023 and served on Sept. 28, 2023 an application to institute proceedings seeking from the respondents the sum of $40,049.42, which represented the balance of a loan granted to respondent Wafaa Ballout on Apr. 7, 2008. Respondent Akef Jaafar guaranteed the loan on the same day. On Oct. 31, 2023, the applicant filed an application seeking entry of judgment by default against Jaafar, given that he failed to file a response to the notice of summons. 

- Ruling: The court ruled in the applicant’s favour, granted its request, and ordered the respondents to pay it, jointly and severally, the sum of $40,049.42 plus 7.95-percent interest and additional compensation as of Sept. 15, 2023. The court upheld the application to institute proceedings on the basis that the applicant successfully showed that its claim was well-founded. The court noted that evidence including a sworn statement by market development director Céline Larouche brought by the applicant to support its claim, as well as a statement of account dated Sept. 14, 2023, attested to the truth of the facts alleged in the application to institute proceedings and the amount of the respondents’ debt to the applicant. 

- Date: The court released its decision on Nov. 7, 2024. 

- Venue: This was a case before the Court of Quebec. 

- Amount: The court awarded legal costs.