Royal and Sunalliance Insurance v. Ontario Provincial Police
ROYAL AND SUNALLIANCE INSURANCE
Law Firm / Organization
Intact Insurance Corporation
Lawyer(s)

Paul Barnes

ONTARIO PROVINCIAL POLICE
Law Firm / Organization
Not Specified

Background:

  • Applicant: Royal and SunAlliance Insurance (RSA)
  • Respondent: Ontario Provincial Police (OPP)
  • RSA, involved in a priority dispute with Certas Home & Auto Insurance, sought OPP’s investigation records on a 2021 car accident to resolve questions about vehicle ownership central to the dispute.
  • The arbitrator ordered disclosure, but the OPP argued arbitrators lack authority over third parties, requiring a court order.

Legal Issues:

  1. Arbitrators’ Limits: Arbitrators cannot compel third-party actions; courts must intervene under Section 29(4) of the Arbitration Act, 1991.
  2. Court’s Authority: Section 29(4) permits courts to assist arbitrations by ordering third-party evidence disclosure.

Decision:
Justice Kaufman granted the application, directing the OPP to release the records. No monetary award was specified.

Key Points:

  • Evidence of vehicle ownership was critical to the arbitration.
  • The relief sought was not burdensome, and the OPP did not oppose a properly issued court order.
  • Aligning with legislative goals, the court’s intervention ensures effective arbitration under O. Reg. 283/95, which governs insurer disputes over statutory accident benefits.
Superior Court of Justice - Ontario
CV-24-31
Insurance law
Applicant