Key Points:

• Claims: The plaintiffs' insurance claim related to a fire in a banquet hall was challenged by the defendant, asserting the policy was void due to misrepresentations by Mr. Alessandro.
• Defendant's Motion:
  1. Strike Statement of Claim: Request to strike parts of the claim for lacking a reasonable cause of action.
  2. Dismiss Personal Claim: Joe Alessandro had no standing as he wasn't named in the insurance policy.
  3. Legal Representation: The corporate plaintiff must be represented by a lawyer.
  4. Security for Costs: Request for the corporate plaintiff to provide security for potential costs.

Court's Decision:

1. Striking the Statement of Claim:

   • Granted: Paragraphs 1(b), 4-8, and 15, due to insufficient allegations and lack of standing for Charter claims against a private entity.
   • Denied: Paragraphs 9-14, which were sufficient to suggest a possible breach of contract.

2. Dismissal of Personal Claim:

   • Granted: Joe Alessandro's personal claims were dismissed since he wasn’t a party to the insurance contract.

3. Legal Representation:

   • Adjourned: Pending Joe Alessandro's motion for leave to represent the corporate plaintiff, scheduled for December 18, 2024.

4. Security for Costs:

   • Adjourned: To be considered after the decision on representation.

5. Costs:

   • Joe Alessandro to pay $3,500 in costs to the defendant within 45 days.

Implications:

• Corporate Representation: The corporate plaintiff must be legally represented unless the court grants leave otherwise.
• Future Motions: Further proceedings regarding legal representation and security for costs are contingent on the outcome of the December 18 motion.
• Striking Claims: Claims need specific allegations and factual support to avoid being struck out.