Facts: Lorie Ann Allen, the plaintiff, filed a claim against Sun Life Assurance Company of Canada for accidental death insurance benefits following the death of her husband, Dr. Raymond Allen. Sun Life denied the claim, arguing Dr. Allen's death was not accidental as defined by the policy terms.

Issue: Whether Dr. Allen's death was accidental and covered under the accidental death insurance policy.

Court's Ruling: The Supreme Court of British Columbia ruled in favor of Ms. Allen, finding that Dr. Allen's death was accidental and independent of any other cause, thus covered by the policy.

Costs/Damages Awarded: Judgment was granted in favor of Ms. Allen for $400,000, with entitlement to pre-judgment and post-judgment interest in accordance with the Court Order Interest Act. Ms. Allen is also entitled to her costs of the action at Scale B.