Facts: Following a motor vehicle accident involving Chang Tieu's daughter, Victoria Pui Wong, Tieu misrepresented herself as the driver to police and Aviva, leading to Aviva denying coverage due to breach of contract and civil fraud.
Issues/Main Discussion: The court examined if Tieu breached her insurance contract, committed civil fraud, and if she should be granted relief from forfeiture despite her actions.
Ruling: The court found Tieu in breach of her insurance contract and guilty of civil fraud, denying her policy benefits and relief from forfeiture.
Amount Awarded: Not applicable; the focus was on denial of coverage and policy benefits due to fraud.
