Facts: Wong was involved in a motor vehicle accident and made false representations to Aviva and the police, claiming her mother, Chang Tieu, was driving. Aviva denied coverage, alleging breach of the insurance contract and civil fraud.
Issues/Main Discussion: The case centered on whether Wong breached her insurance contract, committed civil fraud, and whether she should be granted relief from forfeiture.
Ruling: The court found Wong breached her insurance contract and committed civil fraud, disentitling her to policy benefits. It declined to grant relief from forfeiture and allowed Aviva’s cross-application to be added as a Statutory Third Party to the main action against Wong.
Amount Awarded: Not applicable; the focus was on contract breach, fraud, and insurance policy entitlements.
