|Illustration: Kyle Reed|
Lawyer Norm Keith is 58 and laughs hard when asked about his readiness for retirement. “There’s an old adage that most good lawyers live well, work hard, and die poor,” he says, referencing the quote from American lawyer and statesman, Daniel Webster. “Many probably spend a little more money than they need to, for appearances sake, or life enjoyment or because they’re not thinking and planning ahead. As a partner in a law firm you probably think you should be living better than you are and for some that means going into debt,” says Keith.